{"id":130,"date":"2026-02-22T10:42:15","date_gmt":"2026-02-22T10:42:15","guid":{"rendered":"https:\/\/oxygene.co.ke\/agf\/?post_type=our-product&#038;p=130"},"modified":"2026-02-22T11:23:53","modified_gmt":"2026-02-22T11:23:53","slug":"loan-portfolio-guarantee","status":"publish","type":"our-product","link":"https:\/\/oxygene.co.ke\/agf\/our-product\/loan-portfolio-guarantee\/","title":{"rendered":"Loan Portfolio Guarantee"},"content":{"rendered":"\n<p>This is a facility that guarantees a portfolio of loans made by a Partner Financial Institution to qualifying borrowers for which the parameters have been defined but individual borrowers are not initially known.<\/p>\n\n\n\n<p>The Loan Portfolio Guarantee (LPG) enables the guaranteed party to scale-up its lending activities to qualifying borrowers.<\/p>\n\n\n\n<h5 class=\"wp-block-heading\">Key Features<\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Coverage: Up to 50%<\/li>\n\n\n\n<li>USD 10,000,000<\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading\">Benefits<\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Assists PFIs scale up their SME lending activities in situations where their target SME clients are unable to meet collateral threshold requirements;<\/li>\n\n\n\n<li>Reduce the turnaround time required to place an SME facility under AGF\u2019s cover;<\/li>\n\n\n\n<li>Improves the solvency (regulatory capital) ratios of banking partners and thus enabling them to have a better leverage on their capital;<\/li>\n<\/ul>\n\n\n\n<p><strong>Through the Capacity Development component of the LPG<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Develops and strengthens the skills, management practices, strategies, systems, competencies and abilities of PFIs to effectively increase their SME financing business;<\/li>\n\n\n\n<li>Assists SMEs enhance their business managerial capabilities especially in areas which include among others, governance, human capital management, quality control, packaging, financial management, and marketing<\/li>\n<\/ul>\n\n\n\n<h5 class=\"wp-block-heading\">Eligibility Criteria<\/h5>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The borrowers must be formally registered Small and Medium-sized Enterprises;<\/li>\n\n\n\n<li>The target of the Loan Portfolio Guarantee cuts across all sectors with an exception of those listed in AGF\u2019s exclusion list.<\/li>\n<\/ul>\n","protected":false},"featured_media":133,"template":"","meta":{"_acf_changed":true},"class_list":["post-130","our-product","type-our-product","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/oxygene.co.ke\/agf\/wp-json\/wp\/v2\/our-product\/130","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oxygene.co.ke\/agf\/wp-json\/wp\/v2\/our-product"}],"about":[{"href":"https:\/\/oxygene.co.ke\/agf\/wp-json\/wp\/v2\/types\/our-product"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/oxygene.co.ke\/agf\/wp-json\/wp\/v2\/media\/133"}],"wp:attachment":[{"href":"https:\/\/oxygene.co.ke\/agf\/wp-json\/wp\/v2\/media?parent=130"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}