This is a facility that guarantees a loan made by a Partner Financial Institution to a qualifying borrower for which parameters have been defined and the proceeds go to a specific known borrower.<\/p>\n\n\n\n
The Loan Individual Guarantee (LIG) enables the guaranteed party to scale-up its lending activities to the specific qualifying borrower.<\/p>\n\n\n\n
Key Features<\/strong> Benefits<\/strong> Develops and strengthens the skills, management practices, strategies, systems, competencies and abilities of PFIs to effectively increase their SME financing business; Eligibility Criteria<\/strong> <\/p>\n","protected":false},"featured_media":110,"template":"","meta":{"_acf_changed":true},"class_list":["post-43","our-product","type-our-product","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/oxygene.co.ke\/agf\/wp-json\/wp\/v2\/our-product\/43","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/oxygene.co.ke\/agf\/wp-json\/wp\/v2\/our-product"}],"about":[{"href":"https:\/\/oxygene.co.ke\/agf\/wp-json\/wp\/v2\/types\/our-product"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/oxygene.co.ke\/agf\/wp-json\/wp\/v2\/media\/110"}],"wp:attachment":[{"href":"https:\/\/oxygene.co.ke\/agf\/wp-json\/wp\/v2\/media?parent=43"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
Coverage: Up to 50%
Limit: USD 2,500,000<\/p>\n\n\n\n
Assists PFIs scale up their SME lending activities in situations where their target SME clients are unable to meet collateral threshold requirements;
Improves the solvency (regulatory capital) ratios of banking partners and thus enabling them to have a better leverage on their capital;
Through the Capacity Development component of the LIG<\/p>\n\n\n\n
Assists SMEs enhance their business managerial capabilities especially in areas which include among others, governance, human capital management, quality control, packaging, financial management, and marketing<\/p>\n\n\n\n
The borrower must be a formally registered Small and Medium-sized Enterprise The target of the Loan Individual Guarantee cuts across all sectors except the ones with an exception of those listed in AGF\u2019s exclusion list.<\/p>\n\n\n\n